Cheap Vehicle Insurance, Contacting Your Insurance Company About Your Stolen Car
With auto insurance will have hopefully purchased comprehensive coverage. If so you should contact your auto insurer immediately after your car is stolen. You will likely be in contact with your coverage provider several times during the process of filing the police report and car insurance claim.
You will be working with a claims adjuster throughout the process who determines the value of your car, should your insurer pay out on the claim (minus your deductible).
It will be convenient to have the following handy:
* Policy number
* Your best time estimate for when the car was stolen
* Year, make, model, and color of the car
* Your car’s license plate
* The police report number and department where the report was filed
Most car insurers require a waiting period before paying out on claims for stolen cars. This period allows police time to do their work to recover the stolen vehicle.
If a vehicle is recovered after a claim is paid out, you will have to discuss with your insurer the terms for getting it back . That’s because it’s the car insurance company who gets the vehicle title after paying out on such claims. In essence, they own the vehicle after paying the claim.