Cheap Vehicle Insurance, What the Young Driver Can Do
First and foremost, the teen needs to listen to you and your rules, but you also need to listen to your kid’s concerns as well. There will be some rules that can be compromised by both parent and teen, but don’t be afraid to set definite rules about driving because “driving is a privilege, not a right.” Following the laws of the land and the rules of your home will help your young driver grasp a better understanding of the importance of driving safely.
Keep your driving record clean by not getting into accidents or receiving tickets. Knowing the laws and following your parent’s rules may help you avoid these nasty situations that will make your insurance price skyrocket. Remember that it takes time for these flaws to be erased from your record, so your cost of insurance will be high for as long as they stay there. It’s best to not get any negative marks or points on your record in the first place.
Get good grades. You might not see a link between your grades and your ability to drive, but your insurance company does. They believe students who perform well in a high stress situation, such as taking an exam or writing essays, will also perform well in other high stress situations, such as on the road driving the freeways. Students who can show their report card having a “B” average or better will see the privilege of cheaper insurance rates. Some insurers will require that student already have 3 years of driving experience first, while others don’t have this requirement.
Pay for all or some of your insurance. By offering to help pay to be insured, you will gain responsibility and help your parents save their own money. This may also help you drive safer since you’d be the one to pay for any hikes in the premium cost due to any accidents or tickets you receive.