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Cheep Vehicle Insurance, What Insurance Coverage Do You Need?

Posted on Monday, Sep. 7th 2015 6:44 AM by Online Auto Quotes in Car Insurance No Comments »

Each state sets forth the minimum liability coverage that you must maintain. But these limits are just the legal minimums and might not give you the coverage you need. You will have to decide what you want to buy beyond these minimums. Keep in mind that you are looking to find the balance between having adequate coverage and overpaying.

According to Consumer Reports, a general guideline for adequate bodily injury liability limits is $100,000 per person and $300,000 per accident, plus $100,000 for property damage. These amounts are what your insurer will pay to someone you are in an accident with. For uninsured motorist coverage, you should get the same amount as for bodily injury liability, as this covers your medical costs when someone who is not insured hits you.

Posted on Monday, Sep. 7th 2015 6:44 AM | by Online Auto Quotes | in Car Insurance | No Comments »

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