Cheap Vehicle Insurance Quote, The Minimum Requirement Laws in California
Like other states, California law dictates the minimum levels of insurance coverage for its drivers. Your policy must have at least $15,000 in coverage for injury for one person, $30,000 in coverage for injuries in a single accident, and $5,000 for property damage per accident – which, by the way, are among the lowest required minimums in the nation. So you can certainly reduce your monthly payment to an auto insurance company by keeping your levels at a minimum (although, there’s no telling what that might cost you should an accident occur).
Also, be aware that drivers in California are not required to purchase uninsured or underinsured motorist insurance like they are in some states (though it may be a good idea to do so).
Finally, it’s important to keep in mind that California is a “tort” state, meaning that the party responsible for an accident is the one who must pay all damages, medical expenses, and other related costs of those victimized in the crash.