Verification of Proof of vehicle insurance
To avoid many of the consequences that can result from operating a motor vehicle without evidence of financial responsibility, drivers should carry a copy of their proof in the insured car. The consequences for driving without sufficient evidence differs depending on the state, but penalties generally include fines and the possibility of having the car impounded. More serious consequences could include the suspension of the driver’s license and registration, or a jail sentence.
To help reduce the number of uninsured motorists on the road, many states have adopted electronic verification systems that allow law enforcement officers and approved officials to instantly determine whether or not a motorist is adequately covered. For example, the Texas Department of Insurance has adopted a program called TexasSure that allows for instantaneous policy verification.
Many of the systems that help state officials determine electronically whether or not a motorist has purchased adequate coverage also produce random samples from registered motorists, and officials follow up on those samples in an effort to decrease the number of uninsured drivers. Even though advancements in technology have made it easier for authorities to determine whether or not a motorist is covered, it is still essential for people to carry physical proof of insurance within the vehicle at all times. In many states, an insured vehicle owner without physical verification may still suffer legal consequences if stopped by an officer.