Online Vehicle Insurance Blog
Free online vehicle insurance quotes
Get insurance rates comparisons and
buy your auto insurance policy instantly.
vehicle insurance quotesFind the cheapest auto prices
Get a Vehicle Insurance Quote

  

CarsDirect.com

Dollar Rent-a-Car, Inc.

US Auto Parts Network

Who May Need High Risk Auto Insurance

Posted on Sunday, Oct. 31st 2010 6:18 AM by Online Vehicle Insurance Quotes in Car Insurance No Comments »

A person with numerous tickets and accident on a driving record can find themselves viewed as riskier to insure by carriers and may have to pay higher premiums for auto insurance than those with clean driving records. A trend of committing traffic violations or being involved in accidents indicates to insurer that the trend may continue throughout the policy term and although carriers do not pay any costs associated with tickets, things such as running red lights and stop signs, speeding and tailgating can all lead to accidents.

One almost immediate way to land in the high risk pool is by being convicted of driving under the influence of drugs or alcohol. Impaired driving is a very serious offense and dangerous, which can lead to accidents, injury and death. Not only will a conviction make the price of policies skyrocket, it could cause a motorist’s current insurer to drop them altogether. This is something that a motorist should avoid not only to keep premiums down, but to lower the chance of being involved in a serious accident.

When it comes to automobile coverage teenagers always have it rough, especially males. Drivers between the ages of 16 and 19 pay rates than any other age group (assuming that driving records are similar). The reason for this is simple, statistics show that these teens are 3 times more likely to be involved in an accident than more mature drivers.

Policy cancellations and lapses can also affect premiums. According to the Missouri Department of Insurance, Financial Institutions & Professional Registration an insurer can place a motorist in the high risk pool if they have not been insured in the last 30 days, although laws may vary in other states. Many factors can cause the cost of policies to increase and many can be controlled.

Posted on Sunday, Oct. 31st 2010 6:18 AM | by Online Vehicle Insurance Quotes | in Car Insurance | No Comments »

Leave a Reply

You must be logged in to post a comment.

Copyright 2011 (c). Online Vehicle Insurance | All Rights Reserved. DEL AMO Insurance Services, Inc.

Online vehicle insurance offers the ability to immediately compare car insurance quotes from the best insurance companies.  Online vehicle insurance operates in all states providing the ability to instantly rate auto vehicle car insurance quotes from the auto insurance companies in your area will help you save money on your monthly auto premiums. Save on online auto insurance and learn how to save money on auto vehicle insurance online and calculate auto specific premiums to help take advantage of your good driving record.  Free Auto Insurance Quotes Free online vehicle auto insurance quotes with an option to buy your car policy online through top rated insurance company. 

Insurance vehicle quotes are available in the United States Only. All Quotes are provided by licensed Insurance Agents and Licensed Insurance Agencies and Carriers throughout the United States. All policies are subject to Carrier's Underwriting Guidelines before issuance. We Serve the following States: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia (Washington DC), Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. This web site does not offer or sell insurance but is a marketing service of DEL AMO Insurance Services, Inc., as a referral service only.