Be Sure to Buy Vehicle Insurance in Oklahoma
The Sooner State is one of the many states in the nation that require resident motorists to be financially responsible for bodily injury and property damage at all times when operating an automobile. This requirement is most commonly satisfied with a car insurance policy to help ensure that there is compensation readily available for injuries and damages that may be caused by a policyholder while behind the wheel of a vehicle and is intended to protect those who utilize and occupy the roadways as well property that is owned by individuals, cities or the state.
Individuals who wish to satisfy this law with the purchase of an Oklahoma auto insurance policy must purchase coverage consisting of minimum limits of $25,000 for bodily injury to one person, $50,000 for bodily injury to two or more people and $25,000 for property damage. Although these are the minimum limits it is often suggested that consumers consider purchasing $100,000 for bodily injury for one person and $300,000 per accident due to the high cost of medical care which can exceed the minimum limits following an accident.
Oklahomans should also be aware that operating a vehicle without proper coverage is illegal and being caught can result in the suspension of a driver’s license, fines and/or jail time in addition to other municipal fines and penalties.