Each year over 330,000 motor vehicle accidents caused by texting while driving lead to severe injuries. Which means that over 78% off all distracted drivers are distracted because they have been texting while driving

Limit technology: A decade ago, this tip may have been something like, Do not fiddle with the radio while driving. However with the explosion of mobile technology, there are a slew of new distractions to teen drivers and passengers.

Despite laws banning texting while driving, research shows that the practice is still widespread. Nearly 60 percent of high school seniors and more than 40 percent of high school juniors reported that they’ve texted or sent emails while driving, according to an anonymous national survey released by the Centers for Disease Control and Prevention. Remind your teen not to use mobile devices in the car and to pull over if they believe it’s important to make a call or send a text.

If you think texting while driving is dangerous, then you may be shocked to learn that many people do more than just text while driving, they actually browse the web while behind the wheel, and the number of people who do it is on the rise.

A USA Today report cites a study that recently polled nearly 4,000 drivers from the age of 18 and older. The study discovered an alarming amount of people surfing the web while driving, which is known as “webbing.” Among drivers 18-to-29-years old, 48 percent admitted to this practice in 2012, up from 29 percent in 2009.

The trend stems largely from the proliferation and combination of smartphones and social media, even in older age groups. The practice of “webbing” outside of the 18-29 demographic increased from 13 percent in 2009 to 21 percent in 2012.

With the popularity of GPS-enabled smartphones, time spent surfing the web while operating a motor vehicle could also be attributed to using a phone’s navigation app or researching local businesses while on a trip. Regardless of its purpose, this dangerous practice will likely start getting the same sort of attention from safety groups that texting while driving receives now.

In the US over 2.5 Million people are involved in auto accidents each year. of these 1.6 million have a cell phone involved in them. that is 64% of all road accidents in the US. That means that over half of the auto accidents in the States have cell phone involved.

According to a AAA poll, 94% of teen drivers acknowledge the dangers of texting while driving. Even so 35% also admitted to texting while driving anyway. 21% of teen drivers involve in a fatal accident were distracted by their cell phone. Talk to your teen/s drivers today. Make sure they understand never to text and drive. If they have to answer or text on their phone to pull over and stop before doing so.

It’s no surprise that texting while driving is a major cause of auto accidents. In fact, according to Forbes.com, texting while driving causes 11 teen deaths every day, 25% of all accidents per year, and is 6 times more dangerous than driving intoxicated. The statistics are staggering and we all know how dangerous it is, yet it seems as though everyone is still doing it.

Many people dislike driving at night. There is no feeling quite like getting someone high beams shined in your eyes. But beyond the pure annoyance, few of us realize how dangerous it can be. Fatalities on the road occur at a rate three times greater at night than during the day, according to the National Highway Traffic Safety Administration. While only a quarter of all driving is done at night, more than half of all driving deaths occur then.

Going to Texas? You may want to keep this in mind the next time you drive though. Every day an estimated of 20% of the drivers on Texas roads do not have auto insurance. This according to the Texas Department of Insurance. That mean there is a one in five chance any car accident will involve and uninsured driver

In the year of 2018 an estimated 40,000 people lost their lives due to auto accidents, which is a 1% decline from 2017.

Across the US, chances are roughly one in seven drivers are unisured. This according to new estimates from the insurance research council

Bruce Schneier, a security expert, policy analyst and essayist stated that “Unless you’re a skydiver or someone who feeds sharks, getting in a car is the single most dangerous thing you do. The same number of people who died in the 9/11 terrorist attacks die every month in car crashes, but it’s just so normalized, we don’t talk about it or think about it. But it’s crazy how dangerous it is.”

How dangerous? In the US, there were 33,561 traffic fatalities in 2012, the most recent year for which data is available, approximately 11.3 deaths per one billion vehicle miles traveled, according to the Fatality Analysis Reporting System. By comparison, only three people died in commercial aircrafts on American soil over the past three years. Air travelers die at a rate of 0.07 per billion passenger miles flown, according to a study from Northwestern University.

Millions of people worldwide do it. Many say “What’s the harm, I got home safely and no one was hurt?” Just because you made it home safely to your bed does not mean that you’re making a right decision. When putting those keys in the ignition and driving away after drinking you are not only putting your life at risk but you are risking the lives of all those you come across while driving.

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If you fail to demonstrate the proper motor skills or judgment to safely operate a motor vehicle during these field tests, the officer can then ask permission to perform a blood alcohol content test, commonly abbreviated BAC. In most states the legal limit for BAC is .10%, however many states have adopted a lower BAC of .08%. Failing these tests will result in a ride in the back of a police car, a night in jail and charges of a DUI or DWI. You are now facing the legal repercussions of drinking and driving.

All 50 states have taken serious action when it comes to individuals that DUI, driving under the influence, or DWI, driving while intoxicated. There is zero tolerance, all violators will be arrested and charged accordingly.

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In many states having auto insurance is the law, but that dose not meen you have to over pay. One way not to over pay for your auto insurance is by shopping out your rate though different insurance companies. Start comparison shopping today to make sure you are getting your bang for your buck

According to COBRA, you have the right to continue the same policy that you have through your employer for up to 18 months after you become unemployed. This will protect you while you look for another job.

You get the same coverage, but in most cases, wind up paying more. The good news, however, is that you get to pay a discounted group rate instead of the higher costs of an individual plan.

HIPPA protects you from losing your health insurance when you change jobs. Before this act, employers could refuse to cover new hires because they had pre-existing health conditions that would increase their group rates. This made it difficult for people to change jobs because they feared the inability of finding comparable health insurance. Now, however, employers cannot refuse to extend the same coverage to you just because you or a family member already has a health condition.

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