Cheap vehicle insurance, Court Case Carries Implications for Iowa Policyholders
A court case decided by the Iowa Supreme Court at the end of June has some potentially significant implications for drivers who are injured in auto accidents.
In the case, Karen Robinson was seeking compensation from her insurer for medical expenses that arose nearly four years after the initial car accident took place. Robinson tried to get reimbursed for her medical expenses through the underinsured motorist (UIM) portion of her policy, but the court ended up upholding a portion of her car insurance contract that limited coverage to claims filed within two years of a crash. The central question in the case was how Robinson could have known within that two-year window that she would need significant medical attention another two years down the road.
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